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引用第53楼electralis于2009-03-17 11:02发表的 :
[s:134] utility ........cash flow...因为我小专业是金融~~~~~~~~~~~~~~
哈哈，晓得晓得，噢，我和你相反，主修金融(资产评估)，副修经济(宏观主打)...那我就来“扔”几个炸弹...Due to permanent income hypothesis, the consumers tend to smooth the consumption over time, which means as long as your long-term expectation of the cash flow(income) is stable you have no reason to consum less today and save more for tomorrow. But because of the culture differences, generally speaking Asians usually stick to the "forever-saving" pattern and this theory might not be efficient in countries like Japan and China.
你不爱乱花钱是个好习惯，我觉得就应该有选择性的投资，至少现金流会十分可观。虽然在这种动荡情况下大陆投资会有风险，但我相信就是由于经济低谷，有资历，识时机的人就是5-10年以后的富翁.但也犹豫很多现实的不足，一个人不知道明天的去向，我决定对于自己宽容些，丰衣足食就好。 |
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发表于 2009-3-17 15:04
楼主
发表于 2009-3-18 03:14
